What does a lake home actually cost?

We build turnkey, so clearing, excavation, well, drain field and appliances are already in the number. What a house costs comes down to size, complexity, level of finish and systems, and we count finished living area only, which is why a per-square-foot figure is a poor way to compare two builders. We'll price your actual house for you.

Can you build while I live out of state?

Yes, and many of our clients do. A secure login lets you make selections, approve change orders, check progress, see pricing and permitting, and open every project file from anywhere you have internet. One family built their Lake Anna home from San Diego.

Can you build a plan I found online?

Yes. We redraw it to meet Virginia code, typically for less than half the cost of an architect, and we'll buy the build licence from the plan source if one is needed. About half of our clients build a plan we have never built before.

How long does it take?

About three months to get plans permit-ready, four to eight weeks for the permit, and about 5.5 months to build a home under 3,000 sf. Ten to twelve months, all in.

Lake Anna, Virginia

Custom homes at Lake Anna

Q: How does a lakefront lot change the number?

Slope, access, tree cover, how far the well and drain field have to run, and how the house has to sit to get the view. That's why we look at the lot first, and why we'd rather look at it before you close on it.

Lakefront homes built to a higher standard than anything else on the water.

Let's talk quality Call (540) 895-9966

They worked closely with us to bring our ideas to life and completed a beautiful lakefront home.

Andrea Lazicki · Google review

Class A Virginia Class A contractor, licensed and insured
2004 Building custom homes since 2004
$500s Custom homes from the $500s
0 Stock plans. Every home is fully custom

Start Here

Book a Lake Anna build consultation

Thirty minutes with Eric or Matthew, at our Spotsylvania office, or by video if you're out of town.

Do you own the lot?

Where will the home be?

All-in budget

Break ground

First & last name

Phone

Your lot, or the plan you have in mind (optional)

By submitting you agree we will contact you about your build. See our Privacy Policy.

Autumn aerial of a Spartan Homes lakefront custom home on a wooded Lake Anna, Virginia lot with a private dock and shoreline.

The View

Rooms that face the water

Every plan starts from the water and works back, so the rooms you live in most open toward the lake and the light that comes off it.

Great rooms oriented to the water
Glass and window walls on the rear
Covered decks that carry the living space outside

Living room with a stone fireplace and a floor-to-ceiling window wall framing Lake Anna at a Spartan Homes lakefront custom home in Virginia.

Wide aerial of Lake Anna, Virginia showing wooded shoreline homes and expansive open water near a Spartan Homes lakefront custom home.

Built Right

Light, glass, and the view

Every home is built once and built right, with the glass and daylight worked into the plan rather than added on at the end.

NGBS Green certified
Backed by a 1/2/10 warranty
Windows framing the water

Vaulted living room with a ceiling fan, stone fireplace, and a wall of windows over Lake Anna at a Spartan Homes custom home in Virginia.

Our Work

On this lake

Twilight aerial of the rear elevation of a Spartan Homes lakefront custom home on a wooded Lake Anna, Virginia lot with lit windows.

Experience your dream home

Designed for the view

Questions

Frequently asked

Clearing, excavation, well, drain field and appliances. The only thing priced separately is the utility hook-up, and the utility company sets that price.

Yes, and many of our clients do. A secure login lets you make selections, approve change orders, and check progress from anywhere you have internet.

Yes. We redraw it to meet Virginia code, and we'll buy the build licence from the plan source if one is needed.

Slope, access, tree cover, and how the house has to sit to get the view. That's why we look at the lot first, before you close on it.

Foyer with a wood front door and a staircase with wrought-iron railing in a Spartan Homes Lake Anna custom home in Virginia.

Have more questions?

Contact our team

Reviews

What our clients say on Google

Two decades of families on this water, in their own words.

Jeff DeSchonGoogle review

Spartan built our house in 2018, and we love it. Eric and the team are the best builders in the Lake Anna area. After a storm sent a tree limb through our back porch screen, we reached out hoping they could recommend someone to repair it. Instead, Spartan sent someone out and fixed it themselves. That level of service, eight years after building our home, says everything. If you want a great home and a builder who continues to take care of you long after the project is finished, choose Spartan Homes.

Melissa JonesGoogle review

Spartan exceeded our expectations in quality, service, and timing. They treated our new home as carefully as they would their own. We loved working with Eric, Krista, Matthew, David, and the entire team. I would recommend Spartan to anyone looking to build or renovate a home.

Steve MessickGoogle review

Terrific craftsmanship and communication throughout the entire process. They involved us in every decision, delivered a first-class finished product, and completed everything on time and on budget. We would definitely build with Spartan again.

Jody KormanGoogle review

We have now celebrated six years in our Spartan home and still love it. Spartan was professional, easy to work with, and guided us through the entire building process. We would definitely build with Spartan again.

Andrea LazickiGoogle review

The Spartan team was professional, polite, and responsive throughout our entire home building experience. They worked closely with us to bring our ideas to life and completed a beautiful lakefront home. We highly recommend Spartan Homes for anyone looking for a high-quality custom home.

Chris ThomasGoogle review

Spartan Homes built our lake house in 2009, and it was by far the best home building experience we've ever had. They offered helpful design suggestions, accommodated our requested changes at a reasonable cost, and completed the home on time. Their subcontractors were excellent, and their customer service after completion has been outstanding. Any issues were handled quickly and professionally. We couldn't have asked for a better builder.

George WayneGoogle review

We are extremely pleased with our new Spartan home. The quality of construction is outstanding, and the team was great to work with throughout the process. Even after closing, Spartan has continued to provide exceptional support, helping us with things beyond their responsibility, including county contacts and internet setup. Their recommended subcontractors have also been top-notch. We highly recommend Spartan Homes.

Jay & Jo CanovaGoogle review

Spartan built our home in 2018–2019 on time, on budget, and with quality materials. After four years, we've had very few issues and remain extremely happy with our home. We would absolutely recommend Spartan Homes for any custom home project.

Lindsey PreussGoogle review

We built a semi-custom home with Eric and his team and couldn't recommend them enough. They worked closely with us to modify the floor plan to fit our needs, met every construction deadline, and paid incredible attention to detail throughout the process. It was the smoothest home building experience we've ever had, and we would gladly work with Spartan again.

Wayne HardestyGoogle review

When we first started looking for a builder, Spartan Homes was the only company that took the time to understand our project. Eric and his team thoroughly explained every option and handled the project professionally. A few years later, we trusted them again with a much larger construction project, and once again they exceeded our expectations and made the process stress-free.

Towers FamilyGoogle review

Spartan Builders recently completed our 4,000-square-foot waterfront family vacation home at Lake Anna. Their building process kept everything organized, transparent, and on schedule, while clearly outlining costs and upgrade options. The entire team was friendly, dependable, and delivered a quality home at a fair price. We highly recommend Spartan Builders.

Peter HoffmanGoogle review

Eric Henry and the Spartan Homes team designed and built our retirement home at Lake Anna. They worked closely with us through multiple design revisions over the course of a year before construction began, always providing the flexibility and guidance we needed. Throughout the entire process, they were responsive, supportive, and professional. Spartan Homes delivered our dream home, and it has been a pleasure working with the entire team.